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Get Your Credit Score in Shape Before Buying a Home

How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score can hurt your chances of being able to open a credit card, apply for a loan, purchase a car, or rent an apartment. It is especially important to have clean credit before Read more

The Compound Effect: Building Your Household’s Wealth

Wealth is within reach for many people; however, according to a recent study, 63 percent of Americans said it’s not likely they’ll become rich.1 While younger people are more likely to say they’ll achieve wealth one day, only 34 percent of people aged 30 to 49 and 21 percent of people aged 50 or Read more

Should You Buy a New or Existing Home?

Maybe your dream home has the intricate details that you usually find only in older construction - wainscoting and crown molding in the interior, the front porch with a swing, an older tree shading the back yard, and the white picket fence. Or maybe your dream home has all the conveniences of modern Read more

The Consumer’s Guide to Hiring an Amazing Real Estate Agent

Hiring a real estate agent is absolutely in the best interests of home owners and buyers. According to the National Association of RealtorsⓇ, there are over 1.4 million RealtorsⓇ. With so many options to choose from, how does a buyer or seller choose the right real estate agent? We’ve narrowed down the top deciding Read more

5 Steps to Finding Your Next Home

Buying a house is like playing a sport. You’ll need to know the rules and get in shape before hitting the field or court. It is a significant commitment of both time and money. We’ve come up with five steps to help you assess your priorities and give you the confidence to get you Read more

10 Common First-Time Homebuyer Myths

Buying a home is a huge decision. Our goal is to make sure our clients have the knowledge and support they need - that starts with dispelling common myths about home buying.Here are 10 myths that today’s first-time home buyers are often told. Myth #1: You need a 20% down payment to get a Read more

Step 6: Appraisal

Step 6: The Appraisal | How Do I Know I Am Paying Fair Market Value? Common Inspection Issues An important part of the mortgage process is an appraisal. Everyone's vouching for you, including your lender, who will send a certified appraiser to assure you are paying fair market Read more

Step 5: The Inspection

Step 5: The Inspection | Most Common Inspection Issues Common Inspection Issues A home inspection contingency is made a part of a real estate contract to protect you from buying a home full of problems not visible to the untrained eye. Most Common Inspection Issues As soon Read more

Step 4: Attorney Review

Step 4: Attorney Review | Can I Close Without an Attorney? We recommend it – the agent-attorney duo will be your ultimate advocate. Do I need an attorney to buy a house? In the state of Illinois real estate attorneys are traditionally involved on both buyer and Read more

Step 3: The Offer

Step 3: The Offer| The Anatomy of an Offer  Real estate contracts (in laymen's terms) Once you have found a home of your dreams, a purchase contract form needs to be filled out.  For a real estate contract to be binding and enforceable, it needs to be Read more